Last update: 29th January 2024
STU INSURANCE SCHEMES
(Summary)
| Company Nama |
Product |
Coverage Type |
Entry Age |
Maturity Age |
Monthly Premium
(Per person)
|
Protection |
| Great Eastern |
Livin' Pay |
Life |
Below 30 years old |
65 years old |
From RM44 to RM262 |
- Cover 36 critical illness
- Sum insured: RM40,000 - RM500,000
- Hospital Benefit
- Cashback after maturity
|
| Livin' Pay Plus |
Below 60 years old |
75 years old |
- Cover 45 Critical illness
- Sum insured: RM40,000 - RM500,000
- Hospital Benefit
- Cashback after maturity
|
| Etiqa Takaful |
Takaful Guru |
Below 59 years old |
65 years old |
Between RM30 and RM60 |
- Cover 36 critical illness
- Sum insured: RM50,000 - RM100,000
- Hospital Benefit
- Cashback after maturity
|
|
Prudential BSN Takaful
|
Healthcare |
Medical Card |
Below 60 years old |
75 years old |
Plan B1 From RM53.60 to RM316.10
Children below 17 years old: RM18
|
- Annual limit: RM100,000 - Individually (Annual Renewable)
- No maturity
|
|
Plan B2 From RM90 to RM650
Children below 17 years old: RM44
|
- Annual limit: RM200,000 - Individually (Annually Renewable)
- No maturity
|
| Tokio Marine |
Diamond Accident Protector |
Personal Accident |
70 years old |
Between RM5.30 and RM10.60 |
- Cover personal accident & dengue
- Sum insured: RM10,000 - RM440,000
- No maturity
|
| Diamond Accident Protector Plus |
RM13.78
Children between RM3.45 & RM6.89
|
- Cover personal accident & dengue
- Sum insured: RM250,000 - RM1 million (the benefit for children differ from parents)
- No maturity
|
| Insurance |
Critical
Illness
|
Natural Death |
Accidential
Death
|
Total Permanent Disablement Due to Illness
|
Total Permanent Disablement Due to Accident |
Partial Permanent Disability |
Funeral Expenses |
Hospital Beneffit |
Accident Medical Cost |
Medical Reimbursement Cost |
Cash Back After Maturity |
|
Livin' Pay
|
√
|
√
|
√ |
√ |
√ |
√ |
√ |
√ |
√ |
√ |
√ |
|
Livin' Pay Plus
|
√ |
√
|
√
|
√
|
√
|
√ |
√
|
√
|
√
|
√ |
√ |
| Etiqa Takaful Guru |
√ |
√ |
√ |
√ |
√ |
√ |
√ |
√ |
√ |
|
√ |
| Prudential BSN Takaful |
|
|
|
|
|
|
√ |
|
|
√ |
|
| Diamond Accident Protector |
|
|
√ |
|
√ |
|
√ |
√ |
√ |
|
|
| Diamond Accident Protector Plus |
|
|
√ |
|
√ |
|
√ |
√ |
√ |
|
|
IMPORTANT!
- The following are the suggested and recommended payment mode for all STU retired members to renew their insurance:
1) Livin' Pay & Livin' Pay Plus (monthly/quarterly/half yearly/annually)
2) Prudential BSN Takalful, Diamond Accident Protector & Diamond Accident Protector Plus (must pay anually).
- All insurance application forms are available in "download"
|
